Best in Show Cover
We love our pets. But sometimes they can be clumsy. And unpredictable. And a little over-eager. In the case of an accidental injury or unexpected illness, you want to know that your pet will get the protection it deserves. Best in Show Cover can cover up to 90%* of eligible vet bills, helping with costs such as consultations, surgery, diagnostic tests, hospitalisation and other eligible treatments provided by a vet.
There are also great value add-ons available like Booster Care for things like specified dental conditions and specialised therapies, as well as Routine Care (a non-insurance benefit), that can help with preventative care items like vaccinations and health checks.
What’s covered:
- Cover options of up to 90% of eligible vet bills*
- Annual excess options from $0*
- Accidental injuries and illnesses
- Claim limit of up to $35,000*
- Includes cover for consultations and emergency boarding
- Freedom to take your pet to any vet registered to practice in Australia (other than yourself).
- Add Booster Care for specified dental conditions and specialised therapies like acupuncture, hydrotherapy and treatment for behavioural conditions
- Add optional Routine Care (non-insurance benefit) for a contribution towards everyday essentials like health checks, obedience training and nail clippings.
Policy Terms & Conditions, limits, exclusions, excesses and waiting periods apply. See the Product Disclosure Statement for details.
What’s included
Coverage |
Best in Show Cover |
|---|---|
| Annual Benefits Limit | Choose between $7,500, $20,000 and $35,000△ |
| Benefits Percentages | Choose between 70%, 80% or 90% |
| Annual excess | $0, $200, $500, or $1,000△ |
| Eligibility | Younger than 9 years of age when you first apply |
| Accidental injuries | Covered
Examples include motor vehicle incidents, falls, near drowning, snake bites and ingestion of foreign objects |
| Illnesses | Covered
Examples include skin allergies, ear infections, cancer, respiratory diseases and infections. |
| Consultations% | Covered |
| Prescription medicines and drugs% | Covered |
| Hospitalisation, surgery, and specialist care% | Covered |
| Diagnostic tests and radiology% | Covered |
| Hereditary and congenital conditions% | Covered |
| Emergency pet boarding% | Covered |
| Booster Care | $2,000 annual benefit limit for a range of specified dental conditions and specialised therapies like physio, acupuncture, hydrotherapy and treatment of behavioural conditions
(Optional cover, in addition to your annual benefit limit) |
| Routine Care (non-insurance benefit) | $150 annual limit for routine and preventative pet care items like health checks, vaccinations, microchipping, desexing, nails clipping (Optional cover, in addition to your annual benefit limit) |
| Waiting Periods | 2 days for accidental injuries 30 days for illnesses 6 months for cruciate ligament conditions Booster Care (where selected) 6 months for specified dental conditions 30 days for behavioural conditions like anxiety, phobias or compulsive disorders. The waiting period that applies to specialised therapy treatments is based on the condition being treated, whether an illness or an accidental injury. |
Summary only. Please read the Product Disclosure Statement for further information for full terms, conditions and exclusions – Exclusions, limits and excess may apply.
% This is an example of treatment which is covered if provided in relation to conditions covered by your policy, subject to policy T&Cs, limits, exclusions, excesses and waiting periods. See PDS for further information.
Benefits & Features
Optional Extras
Because caring for your dog involves more than accidental injuries and illnesses. Add Routine Care (non-insurance benefit) and Booster Care as optional extras.
Annual claim limit of up to $35,000*
Flexible annual benefit limit options to give your pet the cover they deserve
Your Pet, Your Vet
Take your pet to any licensed veterinary practice in Australia.
Simple Claims Process
Our Online Portal makes claims smooth, simple and fast.
We hope your pet never has an emergency, but if the worst should happen, we’ll help get them the care they deserve and help reduce the stress and worry of your mounting vet bills.
Update your details or make a claim via our easy online portal.
+Offer commences on 12:00AM AEST 1 September 2026 and ends on 11:59PM AEST 7 September 2026 (Offer Period). Offer provides new customers with 3 months free in their first policy year only when purchasing a Petinsurance.com.au Pet Insurance Policy during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 3 months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the 4th month of your policy. For annual payments, the 3-month free will be deducted from your first policy year premium at the time of purchase. Offer applies to new Petinsurance.com.au Pet Insurance policies purchased during the Offer Period, online or by phone using promo code PAWESOME. Offer will cease if you change your level of cover. Not available with any other offer except for multi-pet discount for additional pets. Offer subject to the terms and conditions of the Petinsurance.com.au Pet Insurance policy available https://petinsurance.com.au/. Eligibility criteria applies and is subject to the Petinsurance.com.au Pet Insurance terms and Conditions (Refer to the Product Disclosure Statement). We reserve the right to withdraw, vary or extend this Offer at any time, without notice.
^Monthly $10 Kogan.com credit offer valid on single purchases of $100 or more (excluding shipping). Offer applies to all active Kogan together with Petinsurance.com.au policies ("Relevant Policy"), after 30 days from the commencement date of the Relevant Policy. Credit will be issued by Kogan.com via email, in the first week of every month to all eligible policyholders. Credit will expire 30 days from date of issuance. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Relevant Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free. You will be sent an email from Kogan.com to create an account so you can claim your Kogan.com credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. Credit cannot stack with other vouchers or credits. Credit cannot be used in conjunction with certain other promotional offers. Credit cannot be used to pay for a Kogan First membership. Kogan may amend or withdraw this offer at any time. Kogan.com is solely responsible for all representations made regarding this offer. The Hollard Insurance Company Pty Ltd and PetSure (Australia) Pty Ltd take no responsibility for the goods or services procured from Kogan.com.
*Depending on your level of cover. Policy Terms and Conditions, limits, waiting periods, exclusions and excesses apply.
~Live Vet Support is a service provided by PetSure that gives you 24/7 access to general veterinary telehealth advice for your insured pet(s) via online video or chat, via the Customer Portals owned and operated by PetSure. Access to Live Vet Support consultations subject to the Customer Portal terms of use available at https://portal.koganpetinsurance.com.au/signin?ReturnUrl=%2f
#The gap is defined as the difference between the eligible vet’s invoice and the claim benefit under your policy. Policy terms and conditions apply. GapOnly® is only available at participating vets. Please visit gaponly.com.au/find-a-gaponly-vet to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure).
△$500 excess is not available with the 70% benefit percentage. $1,000 excess not available with the 70% benefit percentage or $7,500 annual benefit limit
‡myPetPass® is a rewards programme provided by PetSure (Australia) Pty Ltd ABN 95 075 949 923 (PetSure) to holders of active policyholders. myPetPass® perks are provided by PetSure and third-party suppliers (hereinafter collectively referred to as “the Providers”).
Your continued access to and availability of these perks are subject to the terms and conditions of myPetPass® and the Providers. PetSure and/or the Providers reserve the right to modify, limit or withdraw any of the myPetPass® perks at any time without notice. PetSure does not guarantee that any particular third-party providers will continue to participate in myPetPass® through the offer or provision of perks, or that the myPetPass® rewards programme or any myPetPass® perks or features of myPetPass® will continue to be available. To the maximum extent permitted by law, PetSure is not liable for the unavailability or provision of any myPetPass® perk.